COBRA is short for the Consolidated Omnibus Budget Reconciliation Act of 1985. This act requires that continuation of group insurance coverage be offered to covered persons who lose health or dental coverage due to a qualifying event as defined in the act.

A qualifying event allows insurance coverage or an extension of insurance coverage for an employee, spouse or dependent. Such events may be marriage, birth/adoption/placement, loss of group health plan coverage, divorce/legal separation, death of the covered employee, loss of dependent’s eligibility for coverage, etc.

If your insurance coverage through the Employee Insurance Program is ending, click here to find out if you are eligible to continue your coverage under COBRA.

To continue coverage under COBRA, you must complete and return an NOE to EIP within 60 days of the event or from when coverage would have been lost due to the event, whichever is later.